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THE FINANCIAL CRISIS EXPLAINED IN SIMPLE TERMS:
· Heidi is the proprietor of a bar in Berlin.
· In order to increase sales, she decides to allow her loyal customers - most of whom are unemployed alcoholics - to drink now but pay later.
· She keeps track of the drinks consumed on a ledger (thereby granting the customers loans).
· Word gets around, and as a result increasing numbers of customers flood Into Heidi's bar.
· Taking advantage of her customers' freedom from immediate payment constraints, Heidi increases her prices for wine and beer, the most-consumed beverages.
Her sales volume increases massively.
· A young and dynamic customer service consultant at the local bank recognizes these customer debts as valuable future assets and increases Heidi's borrowing limit.
· He sees no reason for undue concern since he has the debts of the alcoholics as collateral.
· At the bank's corporate headquarters, expert bankers transform these customer assets into DRINKBONDS, ALKBONDS and PUKEBONDS.
· These securities are then traded on markets worldwide.
· No one really understands what these abbreviations mean and how the securities are guaranteed.
· Nevertheless, as their prices continuously climb, the securities become top-selling items.
· One day, although the prices are still climbing, a risk manager (subsequently, of course, fired due to his negativity) of the bank decides that slowly the time has come to demand payment of the debts incurred by the drinkers at Heidi's bar.
· However they cannot pay back the debts.
· Heidi cannot fulfill her loan obligations and claims bankruptcy. DRINKBOND and ALKBOND drop in price by 95%.
· PUKEBOND performs better, stabilizing in price after dropping by 80%.
· The suppliers of Heidi's bar, having granted her generous payment due dates and having invested in the securities are faced with a new situation.
· Her wine supplier claims bankruptcy, her beer supplier is taken over by a competitor.
· The bank is saved by the government following dramatic round-the-clock consultations by leaders from the governing political parties.
· The funds required for this purpose are obtained by a tax levied on the non-drinkers.
· Finally, an explanation we understand.
Most criminals who get caught are not always the brightest sparks, well they got caught? isn't that a give away ? So here's this bright spark (well a dim one, but there is a spark there) He has a master plan, he needs to get out of the hell hole that a state prison in Georgia, USA Not Georgia in the Caucasu. Anyway, he's got this plan, Escape! It works very well, he gets out, he's a free man! Nobody say him do a runner. Brilliant, pure genius!
This is where the real plan fails, he was out of cigarettes, he was so desperate to get some, he hatched the escape plan, got out, and raided a local store, no he didn't pay for the ciggies, no he stole them, so far so not bright spark!
The spark has now just gone out! He master plan was to escape the prision, raid a local store for a few cartages of ciggies, then try and creep back in. Yep, he got caught when he was creeping back in with the swag of ciggies. Genius!
I'll put this down as Escape Fail!
Nov 5: Winds of Change
It's been a long night, an even longer nightmare for the world, 8 years to be exact. Thanks to the youth of the USA, who have woken up, were inspired, that they can change their president, that they can change the world, that they have the power to make changes. Thanks for making the change. Only on the 20th of Jan 2009 will we all wake up from the nightmare that was George W Bush. Someone who just couldn't, shouldn't have taken the role of president. I have always believed that he was actually a puppet. and Dick Chaney was the real president.
Lessons to be learnt? That religion and politics really do not mix, I don't have problem with people believing in religion, I'm pretty agnostic, but believe, let live, we all share this small planet somewhere in what we know as the universe, so why can't we, you know, just get along? Naive maybe, but we really do only have one planet.
Anyway, enough of my ramblings, just super glad that Obama has won. There was a song that came out at the time of the fall of the Berlin Wall. I think it's a good one for today, maybe the lyrics aren't 100% correct, but the feeling is most certainly there.
Oct 25: Wasssup man!
Mar 29: I had a Dream. Another one
Apr 21: Wrong place at the wrong time
So said Bush, at the memorial cermony at Viginia Tech? No, They were in the right place, in their classes, in college, doing what helps to make the US a greater place? Yes, Mr Bush, it's you who put your stupid big foot in your village idiot gob.
I suppose you come up with the same statement with Soldiers you sent to Iraq? Well, The sooner you leave the safer the world will become, you poodle buddy Blair is leaving his desk in under 2 months, and most likely after a disaster for the labour party in the May elections. Incidently, England, is one of those places where you don't really know that elections are if you are just passing through, It seems to be a very hush hush affair, some leaflets sent to you, no big meetings, no big debates. Anyway, enough on that. I'm just happy that Blair will be gone soon, mind, I don't think I'm gonna think much of the Next guy, A certain Mr Brown.
"An amendment to the constitution is necessary because activist courts have left our nation with no other choice."A constitutional amendment needs two-thirds support in both the House and the Senate. A similar measure was defeated in 2004.
So lets hope that this motion will never make it through during the time of this administration. I applaud the 'activist' Keep it up and let sanity reign.
May 31: Bush troubled by Haditha report
'Those Who violated the Law'
Which Law? If he is International Law, then they haven't done anything wrong what's so ever, as we all know, the US isn't signatory to the international courts so as far as Bush is concerned, on a legal ground, he's fine and has nothing to worry about. and will try and find a way to get it off the headlines and quick
The problem is, the rest of the world doesn't think that way at all. I think that what will happen with the marines involved, is that will be taken home, told to shut up and live a nice life.
Well, the only thing left is for the people of the US to not to support the Bush bandwagon in the November mid-terms.
Bush is part of the problem, not the solution!
May 19: An Interesting Way
As of 5/18/06 , I have input 361 names. I intend to keep doing so until the end of this war. As of 5/18/06 there have been 2,458 American service persons killed in Iraq. (source - http://icasualties.org/oif/)"America's Army" is the online recruiting game and PR tool of the United States Army.
Images that Joseph took while 'playing' the game:
Other sites of interest:
Actual fatalities : http://icasualties.org/oif/
America's Army : http://www.americasarmy.com/
Things getting better? How do we know that? No international reporter will leave the green zone as they know that they will be targets for the warring factions for kidnapping and/or killed., The only way we in the west have to get a snippet is by the Iraqi reporters, Bloggers, and video reporters. These people risk their lives on a daily basis to try and give us some news from with in the Red zone, this is anywhere outside of the green zone. Which I would say is 99.99999% of the rest of the country.
So what does this letter say? All 18 pages of it? That I don't think will ever get published unless the Iranians make it public, but then the US will say something along the lines of, It's a fake, it's not what was said etc...
Here are some snippets (from the BBC)
"A regime has been established which does not show mercy even to kids, destroys houses while the occupants are still in them, announces beforehand its list and plans
to assassinate Palestinian figures and keeps thousands of Palestinians in prison," the letter says. Source
The White House Correspondents dinner is an annual event. It's when all the correspondents get together to have a party and in some cases take the fun out of the President, this year was no exception, Stephen Colbert really made the night, for the wrong reasons. Well depends on which side of the wall your on, for me, it made the evening, It was like Shakespeare plays where it's the clown who is the one who speaks truths of the day. This is almost the only way one can, in the US, report things in the US, without having Bush media cronies complain.
I found it, some nice person recorded it, I cut it down to size and change the format, I have 2 version. One is the whole show which is around 1hr30 mins, and 2 small snippets.
The snippets are in DivX format and can be viewed here If you want to view the whole show go here
Here are some other links to this story. click here or/and here
So what do these ambulances have that others don't?
- Air supension (like a Citroen car where that back goes down when you stop)
- Tougher suspension
- Wider interiior, ie less room for medical stuff
- a winch
- a trolly, cot for the US folks
- a ramp so that you can winch the person into the ambulance.
There you go, you can't say that the ambulance service doesn't inovate.
Read more and see pictures here
Take note, this service is only available in Arizona at the moment.
A dealer called the local county sherif to report that someone had broken into his house and that a quater pound of weed had been nicked.
The said burglar had cut himself while breaking into the house and had left a blood trail to where the weed had been stashed away.
The 18year old Orem gentleman (we'll have to call him that as we need to be gentle with the poor guy) advised the sherif that he had tried to make a deal with a 'provo man' . The sherif went around to the said persons mother house and found 6oz of weed and a blood soaked pair of trousers. Having arrested the 'provo man' they then proceeded to call the Gentleman to ask if he could come down to the station to do an ID check on the missing weed.
To their suprise the gentleman came down to the ID, and was prompty arrested for possession of marijuana in a drug-free zone with intent to distribute.
That was a good nights work, to really stupid people taken of the street.
Read the full story here
You have in one word, Broken you oath to the people of the United States of America. This is an impeachable offence, but you don't care do you, you want your OIL and you will use what ever means at your disposal to get it. Even Breaking the US constitution.
This is Bush trying to defend the indefensible. He now wants to investigate why this was leaked:
Dec 8: It's Thursday!
On the Job front, I'm still waiting for feedback, as usual, this kills my nerves, so I have to take a deep breath to calm them a bit when ever my phone rings. Hopefully some news for today.
The Tory party as most of you may know have voted in David Cameron ( East end Leadership skills ), Ok so youth triumphed over age and experience (Ken Clarke) but there you go, it's a party with no real focus at the moment. As very often mention Tony Blair is the best Tory PM ever!
Condi Rice is over here in Europe trying to convince us Europeans that the US doesn't support torture, Tony Blair is also trying the same trick, but the evidence is mounting by the day.